Accidents happen. You can’t always prevent them, but you can take steps to reduce the financial impact, which is often substantial. Met Life's Accident Insurance can help cover the out-of-pocket medical expenses and extra bills that can follow an accident.
The total benefit you receive is based on the type of injury, its severity and the medical services you received in treatment and recovery.
Employees can enroll in the Voluntary Benefits when they are newly eligible or during Annual Open Enrollment. Employees will not be able to make mid-year changes to Voluntary Benefits.
Plan Features:
Health Screening Benefits
Health screenings are an important part of managing your health. That's why your Accident insurance coverage from MetLife provides an additional Health Screening Benefit1 (HSB) for covered screenings and tests. Now, everyone who's enrolled — you, your spouse, and dependent children — can earn an extra benefit just for taking care of their health.
Here’s an example of how it works
Susan's doctor conducts a blood test to determine total cholesterol, which is one of the many screenings or tests covered by MetLife. Afterward, Susan contacts MetLife by calling 1-800-GET-MET8 to submit her HSB claim. All Susan needs to provide is her physician's name, phone number and address, plus the test and the date it was completed. A check for Susan's HSB benefit payment is on the way within a few business days once her claim is processed. It’s that easy!
Claiming your Health Screening Benefit is as simple as 1-2-3
3. Receive your HSB payment. (Checks are typically issued within a few business days once your claim has been processed). You can submit multiple claims for your spouse or dependent children, all on one call.
Documents & Forms
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.
When completing the Claim Form, you will need your Certificate Number, which can be found on your Certificate of Coverage. You can obtain a copy of your Certificate of Coverage on MetLife’s member portal – MyBenefits (metlife.com/mybenefits).