Exclusive Provider Organization (EPO) Plan

Summary of Coverage

Coverage Details
EPO PLAN 

NS-EEH-SYSTEM

EPO PLAN 

CIGNA NETWORK

Annual Deductible

$700/person


$1,400/family

$1,600/person


$3,200/family

Annual Out-of-Pocket Maximum

$4,500/person


$9,000/family

$9,000/person


$18,000/family

Coinsurance

You pay 10%

You pay 40%

Employer HSA Funding

No

No


Service Costs
EPO PLAN

NS-EEH-SYSTEM

EPO PLAN

CIGNA NETWORK

Well Child Exam

No cost

No cost

Routine Adult Physical Exam

No cost

No cost

Primary Care Office Visit

$25 copay

You pay 40%

Specialist Office Visit

$40 copay

You pay 40%

Hospital Inpatient/Outpatient

You pay 10%

You pay 40%

Urgent Care

$40 copay

$50 copay

Emergency Department

$250 copay

$250 copay