High Deductible Health Plan (HDHP)

Summary of Coverage

Coverage Details
HDHP 

(NS-EEH System)

HDHP 

(Cigna Network)

Annual Deductible

$1,600 individual

$3,200 family

$4,000 individual

$8,000 family

Annual Out-of-Pocket Maximum

$7,000/person

$14,000/family

$8,050/person

$16,100/family

Coinsurance

You pay 10%

You pay 30%

Employer HSA Funding

Yes, Endeavor Health matches your HSA annual contributions up to $600 individual/$1,200 family

Yes, Endeavor Health matches your HSA annual contributions up to $600 individual/$1,200 family


Service Costs
HDHP

(NS-EEH System)

HDHP

(Cigna Network)

Well Child Exam

No cost

No cost

Routine Adult Physical Exam

No cost

No cost

Primary Care Office Visit

You pay 10%

You pay 30%

Specialist Office Visit

You pay 10%

You pay 30%

Hospital Inpatient/Outpatient

You pay 10%

You pay 30%

Urgent Care

You pay 10%

You pay 30%

Emergency Department

You pay 10%

You pay 10%