Life Insurance

Always be there financially for your loved ones.

Life and Accidental Death and Dismemberment (AD&D) insurance provides financial protection for you and your family in the event of your death due to illness or injury.


Endeavor Health Provides Life and AD&D Insurance


If you are regularly scheduled to work 20 or more hours per week, Endeavor Health provides Life and AD&D insurance at no cost to you at 1x base pay up to $500,000.


If you are a Vice President or above scheduled to work 20 or more hours per week, Endeavor Health provides Life and AD&D insurance at no cost to you at 2x base pay up to $1,000,000.


In all cases, age reduction rules apply: coverage is reduced to 65% at age 65 and to 50% at age 70.


Additional Life and AD&D Insurance

You can choose to purchase Supplemental Life with AD&D coverage. Coverage is available up to 8x base pay to a maximum of $1,500,000. Newly eligible employees can enroll in up to 3x base pay with no insurability requirements (coverage is guarantee issue). Age reduction rules apply: coverage is reduced to 65% at age 65 and to 50% at age 70.


Your insurance is portable, meaning you can retain your coverage (and continue to pay required premiums) if you leave Endeavor Health.


There are evidence of insurability (EOI) requirements if you increase from current coverage or exceed "guarantee issue" amounts. If either of these occurs based on your election, you will receive a communication instructing you on next steps.


Endeavor Health physicians will receive separate information about their eligibility and plan details.


Dependent Life Insurance

You can purchase dependent life insurance for your spouse and children.


  • Spouse: Coverage for your spouse is available in $10,000 increments up to $200,000 maximum. If you are newly eligible for dependent life insurance, $50,000 is guaranteed. If you were previously eligible to elect dependent life insurance and either waived coverage or would like to elect an increase greater than $10,000 from what you currently have, evidence of insurability (EOI) is required. 


    • The amount of life insurance you elect for your spouse cannot be greater than the amount of additional life insurance you elect for yourself. The cost of coverage is based on the age of your spouse. Age reduction rules apply: coverage is reduced to 65% at age 65 and to 50% at age 70.


  • Dependent: Coverage for your child(ren) is available in amounts of $10,000 and $20,000. The coverage is available until a child reaches age 26.


NOTE: Benefits outlined on this site are applicable to most employees. For some leaders and physicians, there may be certain benefits, such as retirement, life, AD&D, and disability, which differ from the benefits listed. Individuals should refer to Workday during open enrollment to see the benefits available to them.

Supplemental Life and AD&D Rates