Accidental injuries can happen every day, but the costs of medical treatment don’t have to create financial strain.
Accidental Injury Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage.
The benefit amount is calculated based on the type of injury, its severity, and what medical services are required in treatment and recovery.
For more information contact Aetna at 1-800-998-3797 (TTY: 711). To file a claim visit, myaetnasupplemental.com.
The plan covers a wide variety of injuries and accident-related expenses such as:
- Injury Treatment (fractures, dislocations, concussions, burns, lacerations, etc.)
- Hospitalization
- Medical Imaging
- Emergency Room Treatment
- Transportation
Access the plan summary below to learn more:
- Organized Sports Rider: The benefits payable are increased by 25% if you are injured while playing an organized sport.
- Guaranteed Acceptance: There are no health questions or physical exams required.
- Family Coverage: You can elect to cover your spouse and children.*
- 24/7 Coverage: Benefits are paid for injuries that happen on and off the job.
- Portable Coverage: You can take your policy with you at individual rates if you leave Parker.
- Health Screening Benefit: The plan provides a $75 benefit per covered person per calendar year if you and/or your covered dependents complete a covered health screening test such as a biometric screening, physical exam, total cholesterol blood test, mammogram, and more. This screening must take place after your coverage effective date during the plan year.
*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.
If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
This plan is not a replacement for medical insurance.