You can protect yourself from the unexpected costs of a serious illness.
Even the most generous medical plan does not cover all the expenses of a serious medical condition that meets the plan criteria, like a heart attack or cancer. Critical Illness Insurance pays a full lump sum benefit directly to you or your covered dependents upon diagnosis of a covered illness after your effective date. The benefit is paid in addition to any other insurance coverage you may have.
For more information contact Aetna at 1-800-998-3797 (TTY: 711), or visit myaetnasupplemental.com.
Covered Illnesses
- Heart Attack
- Stroke
- Cancer
- Major Organ Transplant
- End Stage Renal (Kidney) Failure
- Alzheimer's Disease
- Serious childhood illnesses/conditions
- Infectious diseases including Coronavirus*
* The coverage pays 25% of the face amount of the policy once per lifetime for COVID-19. Coronavirus and some of the other covered infectious disease diagnoses require a five day hospitalization.
Access the plan summary below to learn more:
Plan Features
- Guaranteed Acceptance: There are no health questions or physical exams required.
- Family Coverage: You can elect to cover your spouse and children.**
- Portable Coverage: You can take your policy with you if you change jobs or retire.
- Coverage options: You can elect a coverage amount of $10,000, $20,000, $30,000 or $40,000 to be paid per diagnosis.
- Health Screening Benefit: The plan provides a $75 benefit per covered person per calendar year if you and/or your covered dependents complete a covered health screening test such as a biometric screening, physical exam, total cholesterol blood test, mammogram, and more. This screening must take place after your coverage effective date during the plan year.
**If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.
If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
This plan is not a replacement for medical insurance.