Hospital Indemnity Insurance

Receive payments to help cover the cost of a hospital stay.

Even with medical insurance, a hospital stay can cost you thousands of dollars in deductibles and coinsurance.


Hospital Indemnity Insurance pays a benefit directly to you if you or a covered dependent* receives hospital care. If you are enrolled in the HSA Plan coverage is automatically provided to you. This plan is not a replacement for medical insurance.

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Benefit Amounts

  • A $1,000 benefit for being admitted to the hospital
  • A $1,200 benefit for being admitted to a hospital ICU
  • $200 for each day you’re confined (substance and mental health facilities are included)
  • A $500 Newborn Nursery Care Benefit for enrolled employees. The child does not need to be covered for this benefit.


Additional benefits are paid based on the type of services you receive.


Click here for a claim form.


This plan is not a replacement for medical insurance. 

These policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. 

*If you elect coverage for your spouse and/or dependent child, you must provide notification to your employer if/when your spouse or dependent child no longer meets the definition of spouse or dependent child. 

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