Accident Insurance

Major injuries are painful. But the financial impact of the medical treatment doesn’t have to be.

Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage.

The benefit amount is calculated based on the type of injury, its severity, and what medical services are required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses.

Covered Illnesses

  • Injury Treatment (fractures, dislocations, concussions, burns, lacerations, etc.)
  • Hospitalization
  • Physical Therapy
  • Emergency Room Treatment
  • Transportation


Plan Features

  • Guaranteed Acceptance: There are no health questions or physical exams required.


  • Family Coverage: You can elect to cover your spouse and children.


  • 24/7 Coverage: Benefits are paid for accidents that happen on and off the job.


  • Portable Coverage: You can take your policy with you if you change jobs or retire.


The scenario below does not reflect the benefits of a specific Accident Insurance plan schedule. The benefits are generic for the purposes of this example to show how the benefit total of an Accident Insurance plan is calculated. The plan offered to you may provide different benefit amounts and my not cover all services. See the plan details for the benefit schedule for the plan offered to you.


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