Accident Insurance

Injuries are painful. But the financial impact of the medical treatment doesn't have to be.

Accident Insurance pays benefits directly to you if you suffer a covered injury such as fracture, burn, ligament damage, or concussion. Benefits are paid in addition to other coverage like medical and disability.


The benefit amount is calculated based on the type of injury, its severity, and what medical services are required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses.

  • Injury type (fractures, dislocations, concussions, burns, lacerations, etc.)
  • X-rays and physician follow up visits
  • Physical therapy
  • Emergency room or urgent care
  • Air and ground ambulance


  • Guaranteed Acceptance: There are no health questions or physical exams required and no pre-existing condition exclusions.
  • Family Coverage: You can select to cover your spouse and eligible children.
  • 24/7 Coverage: Benefits are paid for accidents that happen on and off the job.
  • Portable Coverage: You can take your policy with you if you change jobs or retire.


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