My Voluntary Benefit Options

Voluntary benefits are paid through the convenience of payroll deductions. You may keep these plans should you leave or retire. If you are a benefits eligible employee, you may enroll in these voluntary benefits even if you do not elect our medical coverage.

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Critical Illness

Critical Illness Insurance reduces the financial impact of major illness, such as a heart attack, stroke, or cancer by paying a lump sum benefit directly to you upon confirmed diagnosis.

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Accident

Accident Insurance pays benefits directly to you if you suffer a covered injury such as fracture, burn, ligament damage, or concussion and helps with out of pocket costs for emergency department, urgent care, ambulance and more.

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Hospital Indemnity

Hospital Indemnity pays benefits directly to you if you are admitted into a hospital, including childbirth.

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Permanent Life Insurance

Permanent Life Insurance complements your group term life and is intended for longer term needs and final expenses.

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Disability Insurance

Disability Insurance pays a benefit should you become hurt or sick and unable to work. Benefits may be used any way you choose- mortgage, rent, car payments, etc.

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Legal Insurance

Gain peace of mind knowing that good legal help is within reach with many items, like will preparation, covered at no additional cost.

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Pet Insurance

Pet Insurance helps cover many of the out of pocket expenses incurred when treating your pet including x-rays, prescriptions and more. May be used at any Vet.

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Purchasing Program

Gives you an opportunity to purchase items and pay through the convenience of payroll deductions.

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Auto & Home

Protect your possessions so you’re not surprised by coverage gaps or unexpected costs.