Permanent Life Insurance

Life Insurance Designed for Long Term Needs and Final Expenses

This plan is an excellent complement to your group Term Life Insurance. RWJBarnabas Health offers Permanent Life Insurance with Long Term Care benefits to make sure you have coverage you may keep and take with you should you leave or retire and offers additional options to give you the ability to assemble a complete life insurance portfolio.                             

Living Benefits

Once medically confirmed that you qualify, living benefits pay for nursing home, adult day care and home health care.


  • Guaranteed Acceptance: No physical exams are required to apply for coverage (although health questions may be asked.)
  • Family Coverage: You can purchase coverage for yourself, your spouse, your eligible children.
  • Portable Coverage: You can take your policy with you if you change jobs or retire.


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