Disability Insurance

Your ability to bring home a paycheck is your most valuable asset. We help you protect it.

If an injury or illness kept you out of work and prevented you from earning a paycheck, how would you cover your bills and other household expenses? Disability Insurance provides income protection, paying benefits you can use to offset out-of-pocket expenses and make up for lost wages.

Short-Term Disability Insurance

Short-Term Disability Insurance replaces a portion of your income if an injury or illness forces you out of work for an extended period of time. RWJBarnabas Health provides basic short-term disability coverage at no cost to you and enrollment is automatic. This voluntary plan gives you an opportunity to have additional coverage. After you are out of work for 14/14 or 30/30 (you choose) and declared disabled, you will receive up to 40% of your base earnings for up to 6 months.


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