My Voluntary Insurance Options

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Critical Illness

Critical Illness Insurance reduces the financial impact of major illness, such as a heart attack, stroke, or cancer by paying a lump sum benefit directly to you upon confirmed diagnosis.

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Accident

Accident Insurance pays benefits directly to you if you suffer a covered injury such as fracture, burn, ligament damage, or concussion and helps with out of pocket costs for Emergency Department, Urgent Care, Ambulance and more.

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Hospital Indemnity

Hospital Indemnity pays benefits directly to you if you are admitted into a hospital, including childbirth.

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Permanent Life

Permanent Life Insurance complements your group term life and is intended for longer term needs and final expenses.

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Disability Insurance

Disability insurance pays a benefit should you become hurt or sick and unable to work. Benefits may be used any way you choose- mortgage, rent, car payments, etc.

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Legal Service

Gain peace of mind knowing that good legal help is within reach with many items, like will preparation, covered at no additional cost.

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Pet Insurance

Pet Insurance helps cover many of the out of pocket expenses incurred when treating your pet including x-rays, prescriptions and more. May be used at any Vet.

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Student Loan Program

Provides help overcoming financial challenges, so you can focus on things that matter. Student loan experts customize a plan for you at no cost. Then, decide to hire Fiducius (fees apply), or pursue the plan on your own.

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Auto & Home

Protect your possessions so you’re not surprised by coverage gaps or unexpected costs.

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Identity Theft Protection

Take the stress out of combating identity theft and related fraud.