Accidents happen. You can’t always prevent them, but you can take steps to reduce the financial impact, which can absorb your savings and even cause bankruptcy or foreclosure if you are not prepared.
Voluntary Accident Insurance provides benefits for covered injuries and specified accident-related expenses for an individual or family. Since health insurance only covers certain expenses (and plan limits can apply), this individual policy is designed to help cover the out-of-pocket expenses that result from a covered accident.
You have the choice of two plans, a Low Plan and a High Plan to choose the plan that best meets your needs.
For more information call MetLife at 1-877-ADPTS01 (877-237-8701).
Covered Illnesses
The plan covers a wide variety of injuries and accident-related expenses such as:
Plan Features
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.
*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.
If you elect coverage for your spouse, you must provide notification to your employer if your spouse not longer meets the definition of a spouse.
Benefit Details & Cost of Coverage
Non-Paid Owners will be direct billed by MetLife for the above coverage. Commission-Only Employees are not eligible for the coverage.
This plan is not a replacement for medical insurance.