While you have excellent medical plan options, no plan covers all of the costs of a serious illness or injury. If a major health event occurs, deductibles and coinsurance can add up to thousands of dollars. You have the opportunity to enroll in voluntary benefits that allow you to greatly reduce this financial exposure and help bridge the gaps when the unexpected occurs – Accident Insurance, Critical Illness Insurance, and Hospital Indemnity Insurance. Please note: These plans are not replacements for medical insurance.
Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion.
Critical Illness Insurance reduces the financial impact of a major illness, such as a heart attack, stroke, or cancer by paying a full lump sum benefit directly to you.
Hospital Indemnity pays benefits directly to you if you are admitted into a hospital for care.