Critical Illness Insurance is designed to protect your income and personal assets when your out-of-pocket expenses increase as a result of an illness. Health insurance is not always enough to cover all of the unforeseen expenses associated with a serious medical condition like a heart attack or cancer. Critical Illness Insurance pays a lump sum benefit that can be used any way you choose, and benefits are paid in addition to any other insurance coverage you may have.
So that you may choose the plan that best fits your needs, you are offered benefit election of $10,000, $20,000. $30,000, $40,000 or $50,000 in coverage.
For more information call MetLife at 1-877-ADPTS01 (877-237-8701).
Examples of Covered Illnesses
Plan Features
The policy/certificate of coverage or its provisions, as well as covered illnesses, may vary or be unavailable in some states. The policy/certificate of coverage has exclusions and limitations which may affect any benefits payable.
*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.
If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
Benefit Details & Cost of Coverage
Non-Paid Owners will be direct billed by MetLife for the above coverage. Commission-Only Employees are not eligible for the coverage.
This plan is not a replacement for medical insurance.