Receive payments to help cover the cost of a hospital stay.
If you are admitted into a hospital, it doesn’t take long for the out-of-pocket costs to pile up. Hospital Indemnity Insurance pays the full lump sum benefit directly to you if you or a covered family member are admitted into a hospital for care due to an illness or injury. This full benefit is paid even if you have other coverage.
You receive a benefit as soon as you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted and confined to an intensive care unit.
You have the option of electing a Low Plan or a High Plan, giving you the flexibility to choose the coverage that meets your individual needs.
For more information call MetLife at 1-877-ADPTS01 (877-237-8701).
Plan Features
- Health Screening Benefit: This policy provides a wellness reimbursement of $50 if you elect the Low Plan and $100 if you elect the High Plan, per covered person when you complete a preventive health screening.
- Guaranteed Acceptance: There are no health questions or physical exams required as long as you are actively at work.
- Family Coverage: You can elect to cover your spouse and children.*
- Payroll Deduction: Premiums are paid through convenient payroll deductions.
- Portable Coverage: You can take your policy with you if you change jobs or retire.
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.
*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.
If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.
Benefit Details & Cost of Coverage
Non-Paid Owners will be direct billed by MetLife for the above coverage. Commission-Only Employees are not eligible for the coverage.
This plan is not a replacement for medical insurance.