Major injuries are painful. But the financial impact of the medical treatment doesn’t have to be.
Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion. Benefits are paid even if you have other coverage.
The benefit amount is calculated based on the type of injury, its severity, and what medical services are required in treatment and recovery. The plan covers a wide variety of injuries and accident-related expenses.
Accident Insurance Rates
Coverage |
Bi-weekly |
|---|---|
Employee |
$3.25 |
Employee + Spouse |
$4.61 |
Employee + Child(ren) |
$6.27 |
Employee + Family |
$8.43 |
Post-Tax deduction |
This plan is not a replacement for medical insurance!
The policies/certificates of coverage have exclusions and limitations which may affect any benefits payable. The policies/certificates of coverage or their provisions, as well as covered illnesses, may vary or be unavailable in some states for supplemental medical benefits.
Covered Illnesses:
- Injury Treatment (fractures, dislocations, concussions, burns, lacerations, etc.)
- Hospitalization
- Physical Therapy
- Emergency Room Treatment
- Transportation
Plan Features:
- Guaranteed Acceptance: There are no health questions or physical exams required.
- Family Coverage: If you elect coverage for yourself, you can also elect to cover your spouse and children.
- 24/7 Coverage: Benefits are paid for accidents that happen on and off the job.
- Portable Coverage: You can take your policy with you if you change jobs or retire.
- Health Screening Benefit: The plan provides a $50 benefit per covered person per calendar year if you or your covered dependents complete a covered health screening test such as a physical exam, total cholesterol blood test, mammogram, lipid panel, etc.
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.
See the plan details for the benefit schedule of your plan.
