Exclusive Provider Organization (EPO) Plan

Summary of Coverage

Coverage Details
EPO PLAN 

ENDEAVOR HEALTH NETWORK

EPO PLAN 

CIGNA NETWORK

Annual Deductible

$700/person


$1,400/family

$1,600/person


$3,200/family

Annual Out-of-Pocket Maximum

$4,500/person


$9,000/family

$9,000/person


$18,000/family

Coinsurance

You pay 10%

You pay 40%

Paired with Health
Savings Account (HSA)?

No

No


Service Costs
EPO PLAN

ENDEAVOR HEALTH NETWORK

EPO PLAN

CIGNA NETWORK

Well Child Exam

No cost

No cost

Routine Adult Physical Exam

No cost

No cost

Primary Care Office Visit

$25 copay

You pay 40%

Specialist Office Visit

$40 copay

You pay 40%

Hospital Inpatient/Outpatient

You pay 10%

You pay 40%

Urgent Care

$40 copay

$50 copay

Emergency Department

$250 copay

$250 copay