High Deductible Health Plan (HDHP)

Summary of Coverage

Coverage Details
HDHP 

(Endeavor Health Network)

HDHP 

(Cigna Network)

Annual Deductible

$1,650 individual

$3,300 family

$4,000 individual

$8,000 family

Annual Out-of-Pocket Maximum

$7,000/person

$14,000/family

$8,050/person

$16,100/family

Coinsurance

You pay 10%

You pay 30%

Paired with Health

Savings Account (HSA)?

Yes

Yes


Service Costs
HDHP

(Endeavor Health Network)

HDHP

(Cigna Network)

Well Child Exam

No cost

No cost

Routine Adult Physical Exam

No cost

No cost

Primary Care Office Visit

You pay 10%

You pay 30%

Specialist Office Visit

You pay 10%

You pay 30%

Hospital Inpatient/Outpatient

You pay 10%

You pay 30%

Urgent Care

You pay 10%

You pay 10%

Emergency Department

You pay 10%

You pay 10%