Receive payments to help cover the cost of a hospital stay.
Hospital Indemnity Insurance (HI) through Cigna pays a benefit, in addition to your medical plan, when you are hospitalized as the result of an accident or sickness.
If you are admitted into a hospital, it doesn’t take long for out-of-pocket costs to add up. Hospital Indemnity Insurance pays benefits directly to you if you are admitted into a hospital for care or childbirth. Benefits are paid even if you have other coverage.
You receive a benefit as soon as you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted to an Endeavor Health hospital, intensive care unit or inpatient rehabilitation.
If you are enrolled in the Endeavor Health HDHP medical plan, you and any of your enrolled dependents can enroll in Hospital Indemnity Insurance at no additional cost to you.
Hospital Indemnity Insurance Rates
Bi-weekly |
|
|---|---|
Employee |
$8.08 |
Employee + Spouse |
$17.14 |
Employee + Child(ren) |
$12.01 |
Employee + Family |
$19.31 |
Post-Tax deduction |
This plan is not a replacement for medical insurance!
The policies/certificates of coverage have exclusions and limitations which may affect any benefits payable. The policies/certificates of coverage or their provisions, as well as covered illnesses, may vary or be unavailable in some states for supplemental medical benefits.
Plan Features:
- Guaranteed Acceptance: There are no health questions or physical exams required.
- Family Coverage: If you elect coverage for yourself, you can also elect to cover your spouse and children.
- Payroll Deduction: Premiums are paid through convenient payroll deductions.
- Portable Coverage: You can take your policy with you if you change jobs or retire.
This is a representation only of potential medical claims and payout. See the plan details for the benefit schedule of your plan.
