Hospital Indemnity Insurance

Even with medical insurance, a hospital stay can cost you thousands of dollars in deductibles and coinsurance.

Hospital Indemnity Insurance pays a benefit directly to you if you or a family member receives hospital care. You receive a benefit for being admitted to the hospital and then for each day you’re confined. Additional benefits are paid based on the type of services you receive. Emergency room services are also eligible.


Please note: This plan is not a replacement for medical insurance.

Plan Features:  


  • Benefits are paid regardless of any other insurance you have.
  • No physical exams are required to enroll for coverage.
  • Coverage is available for your spouse and children.*
  • Premiums are paid through convenient payroll deductions.
  • and more...


Additional plan details and rates will be provided during your enrollment session.


The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations that may affect any benefits payable.


*If you elect coverage for your dependent children, you must provide notification to your employer when all of your dependent children exceed the dependent child age limit or no longer otherwise meet the definition of a dependent child.

If you elect coverage for your spouse, you must provide notification to your employer if your spouse no longer meets the definition of a spouse.

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