Eligibility

WHO WE COVER
  • Full-time employees who work 30 hours per week.
  • Part-time employees who average 30 hours per week during their 12-month Affordable Care Act (ACA) measurement period (excludes Life and Disability elections)



  • Your legal spouse (opposite or same sex) 
  • Your children up to age 26 (Children may include biological, adopted, step-children, foster children, and children for whom you have legal guardianship) 
  • Your children over age 26 who are not able to support themselves due to a physical or mental disability 
  • Your domestic parter and eligible domestic partner’s children (notarized affidavit required)


Medical and dental deductions are calculated on a pre-tax basis. This means the premium you pay is deducted from your paycheck before taxes are calculated and withheld. Federal law prohibits payment of domestic partner benefits with pretax contributions. If you elect to cover a domestic partner and domestic children, your contributions initially will show as a pre-tax deduction, but your pay stub will indicate post-tax deductions and imputed income for tax purposes equal to the value of your domestic partner’s coverage.


As part of Grifols’ commitment to control health care costs, we must ensure only eligible dependents are covered under our health plans. Documentation verifying newly added dependent(s) is required. You may upload your dependent documentation online immediately after approving your elections.


If you are unable to upload your documentation at that time, you will receive reminder emails from bswift with information on the type of documentation required and how to upload it on the Benefits Portal.



PRE-TAX BENEFITS

Some of your benefits are calculated on a pre-tax basis. This means the money you pay for these particular benefits is deducted from your paycheck before taxes are calculated and withheld. Pre-tax benefit deductions allow you to receive a greater savings on taxable income and benefit costs.


ACTIVELY AT WORK RULE

Please note that most benefits at Grifols have an “Actively at Work” provision. This requirement stipulates that coverage will be effective for an employee provided he/she is not absent from work due to sickness, injury, or other reasons on the date that coverage begins. If you are not actively at work on the date your Supplemental Life Insurance elections take effect, you will be notified that this benefit has been terminated and can be elected on the next open enrollment.