Life Events

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Separation or Divorce

This section can help you make more informed decisions that can minimize the stress on everybody involved: you, your spouse, and your children and family members.

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Losing a Loved One

This section provides you with information that can help you confront some of the emotional and financial issues involved with the passing of a loved one.

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Retirement

This section is designed to help you reach this goal and eliminate the age-old concern about out-living your resources.

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Adoption

This section acquaints you with adoption procedures and the issues you should consider. It provides information and resources needed to take the next step: bringing an adopted child into your life and bringing happiness to the child.

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Having a Baby

This section will take you through the information you'll need to welcome a new addition to your family.

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Marriage/Domestic Partner

Your new spouse or domestic partner is eligible to be added to your HBC benefits during your Qualifying Life Event (QLE) window, which is within 31 days of your marriage or change in domestic partner status.