When the time comes to start considering Medicare, the options can be overwhelming. Should you continue HBC coverage or consider full Medicare benefits even if you choose to continue working? Cigna’s Medicare Concierge Services can help eligible Associates navigate the health plans best for them – at no cost.
Contact a licensed insurance agent who can help you navigate the Medicare options.
A licensed benefit advisor from Cigna can help you evaluate Medicare Advantage plans, Medicare Part D drug plans, and Medicare Supplemental plans available in your area.
Additional Resources
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General Medicare Information
Medicare is a health insurance program available to people:
Medicare has different parts that help cover specific services: Medicare Part A (Hospital Insurance) - Part A helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits. Most don't pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working.
Medicare Part B (Medical Insurance) - Part B helps cover doctor and other health care providers' services and outpatient care. It also covers some other medical services that Part A does not cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary. Most pay a monthly premium for Part B.
Medicare Part D (Prescription Drug Coverage) - Medicare prescription drug coverage is available to everyone with Medicare. To get Medicare prescription drug coverage, people must join a plan approved by Medicare that offers Medicare drug coverage. Most pay a monthly premium for Part D.
If you are covered under Medicare or need to help a person with Medicare, visit Medicare.gov for more information.
Contact
Cigna Medicare Concierge Services
1-866-317-4116 (TTY 711)
Monday - Friday, 7:30 a.m. - 7:30 p.m. CT www.CignaMedicare.com
Medicare
1-800- 633-4227 (TTY 1-877-486-2048) Available 24 hours a day, 7 days a week, except some federal holidays. www.medicare.gov
Contact your local State Health Insurance Assistance Program (SHIP) – Get free personalized health insurance counseling.