Critical Illness Insurance

You can protect yourself from the unexpected costs of a serious illness.

Even the most generous medical plan does not cover all of the expenses of a serious medical condition like a heart attack or cancer. Critical Illness Insurance pays a full lump sum benefit directly to you if you are diagnosed with a covered illness that meets the plan criteria. The benefit is paid in addition to any other insurance coverage you may have.

Covered Illnesses

  • Heart Attack
  • Stroke
  • Cancer
  • Major Organ Transplant
  • End Stage Renal (Kidney) Failure
  • Coronary Artery Bypass Surgery**

*The policies/certificates of coverage or their provisions, as well as covered illnesses, may vary or be unavailable in some states for supplemental medical benefits. The policies/certificates of coverage have exclusions and limitations which may affect any benefits payable.


Plan Features

  • Guaranteed Acceptance: There are no health questions or physical exams required.
  • Family Coverage: You can elect to cover your spouse and children
  • Portable Coverage: You can take your policy with you if you change jobs or retire.
  • Health Screening Benefit: The plan provides a $100 benefit per covered person per calendar year if you or your covered dependents complete a covered health screening test such as a physical exam, total cholesterol blood test, mammogram, lipid panel and more.


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