2025 Benefit Information and Plan Details

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Dependent Eligibility Verification

Exact Sciences conducts a health benefits compliance review to ensure that only eligible dependents are covered by our benefit plans. If you add a new dependent to our medical, dental and/or vision plans you will be required to complete this verification process.

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Spousal Surcharge

Should an employee choose to enroll a spouse/domestic partner in Exact Sciences medical coverage (UHC or Kaiser), who is eligible for coverage through their own employer, an additional contribution will apply.

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Medical Plan/RX

Elect the medical coverage that best fits your health care needs by choosing from multiple medical plan options.

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Dental

Dental Plans provide coverage for a wide range of dental services including exams, cleanings, X-rays and more.

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Vision

Vision Plans offer benefits for eye exams, affordable options for prescription glasses or contacts, and discounts for laser vision correction.

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Health Savings Account

A Health Savings Account (HSA) is a portable savings account that allows you to set aside money for health care expenses on a tax-free basis.

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Flexible Spending Accounts

A Flexible Spending Account (FSA) allows you to set money aside on a pre-tax basis to pay for qualified out-of-pocket expenses.

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Term Life & AD&D

Your family depends on your income for a comfortable lifestyle and for the resources necessary to maintain their lifestyle.

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Whole Life Insurance with
Long-Term Care

One policy, two benefits. Coverage built for a lifetime. Help protect your family's quality of life - after you're gone or while you're still living.

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Disability Insurance

Our company-paid short-term and long-term disability benefits provide protection if you can’t work due to a disabling injury or illness.

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Critical Illness

Reduce the financial impact of a major illness, such as a heart attack, stroke or cancer by paying a full lump sum benefit directly to you.

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Hospital Indemnity

Hospital Indemnity provides a lump sum amount directly to you if you are admitted into a hospital for care, such as childbirth, surgery and illness.

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Accident Insurance

Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion.

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Health Risk Assessment Program

Exact Sciences believes in offering opportunities for employees to be well and live well. Both onsite and virtual offerings are promoted throughout the year to support employee wellbeing.

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Family Formation

Exact Sciences is offering up to a $20,000 lifetime benefit (taxes may apply) to assist you in exploring your parenting options.

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Medical Reimbursement Account (MRA)

We are proud to offer the Medical Reimbursement Account (MRA) to our employees.

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ID Theft Protection

Exact Sciences is offering a voluntary benefit for ID Theft Protection through Norton Lifelock.

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Prepaid Legal

This prepaid legal plan from LegalEASE can ease the biggest stresses, finding and paying for legal expertise when you need it most.

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Business Travel Accident

In addition to the Basic Group Term Life and AD&D plan, this company-paid benefit protects you while travelling on company business at least 100 miles away from your primary residence.

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Auto & Home Insurance

This voluntary program is offered through an arrangement with Farmer’s Insurance to employees.

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Pet Insurance

A voluntary pet insurance plan through Nationwide is available to Exact Sciences employees for dogs, cats, birds, and a variety of exotic pets at a discounted rate.