Supplemental Medical

Medical insurance does not prevent all of the financial strain of a major illness or injury. Depending on the medical plan you are enrolled in, you can be exposed to up to $11,600 if you or a family member becomes seriously sick or injured. Many families don’t have enough in their savings to cover the deductible and coinsurance of a major medical event. Supplemental medical benefits can help cover this out-of-pocket financial exposure for a reasonable cost. The benefits are paid directly to you, allowing you to use the funds however you choose. You receive the full benefit even if you have other insurance.

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Critical Illness

Critical Illness Insurance reduces the financial impact of a major illness, such as a heart attack, stroke, or cancer by paying a full lump sum benefit directly to you.

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Accident Insurance

Accident Insurance pays benefits directly to you if you suffer a covered injury such as a fracture, burn, ligament damage, or concussion.

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Hospital Indemnity Insurance

Hospital Indemnity pays benefits directly to you if you are admitted into a hospital for care.