Nuvance Health offers competitive benefits for you and your family. These include benefits that are fully paid for by Nuvance Health and benefits that are substantially subsidized where you and Nuvance Health share in the cost.
Voluntary Offerings
We offer a suite of voluntary benefits.
- Accident Insurance: Pays benefits if you suffer a covered injury such as a fracture, burn, or concussion.
- Critical illness: Covers adult conditions such as Crohn's disease, as well as childhood conditions like cerebral palsy and Down syndrome.
- Hospital indemnity: The benefits are paid directly to you when you or a family member receives hospital care.
- Whole life insurance: Includes long-term care.
- Identity theft protection: Includes cyber security protection.
- Pet insurance, home/auto and legal plans.
Voluntary Benefits Roll Over
Voluntary benefits renew automatically each year unless you cancel them. If you wish to cancel a voluntary benefit, contact The Farmington Company at (877) 290-3945, M–F, 8 am–5 pm and select #3.
Basic Life Insurance
Eligible employees are automatically enrolled in Basic Life and AD&D insurance at no cost. The benefit pays one times your annual base pay, up to a maximum of $750,000; or flat $50,000.
Medical Plans
We offer two medical plans by Aetna: the Nuvance Health Provider Plan and the Nuvance Health Consumer Plan. Visit aetna.com.
- Nuvance Health Provider Plan: You do not need to meet a deductible when you use Tier 1 providers and in- and out-patient facilities and services. You only pay the copay: $25 for a PCP visit, $35 for a specialist visit.
- Nuvance Health Consumer Plan: When you seek care from Tier 1 providers or utilize a hospital service at a Nuvance Health facility, you first pay your deductible —then your care is covered 100%.
How To Choose A Health Plan Video
Dental Plans
Find in-network providers at deltadentalins.com.
Vision Plan
For plan details or to find a provider, visit vsp.com.
Flexible Spending Accounts (FSA) and Health Savings Accounts
An FSA or HSA can reduce your taxes and be used to pay for eligible expenses.
- Health Care Flexible Spending Account: Contribute up to $3,300 each year for eligible healthcare expenses.
- Health Savings Account: (Consumer Plan enrolled only) If eligible, you can contribute up to $4,300 individual/$8,550 family in 2025 – plus an additional $1,000 if you are 55 or older in 2025. Nuvance Health contributes to your HSA based on salary:
- Salaries under $55,000: $750 for employee-only coverage/$1,500 for family.
- Salaries from $55,000-$199,999: $500 for employee-only coverage/$1,000 for family.
Contributions are made once your HSA is opened, pro-rated by date of eligibility.
- Dependent Daycare FSA: Contribute up to $5,000 for supervisory care of a child under 13 years old so you (and your spouse) can work.
Use it or lose it for FSA Accounts
Each year, you can incur FSA claims from January 1 through March 15 of the following year. You can submit these claims for reimbursement any time before March 31 of the following year (so all 2025 claims must be submitted by March 31, 2026).
Learn more
Click on the video below to watch the open enrollment benefits overview for 2025.
