You can protect yourself from the unexpected costs of a serious illness.
The out-of-pocket costs of a serious illness can be catastrophic, even with medical insurance. Critical Illness Insurance helps provide financial protection in the event of a covered serious illness. The policy pays a lump sum benefit directly to you if you or a covered family member are diagnosed with a covered illness. You can use this benefit any way you choose – deductibles and coinsurance, expenses your family incurs to be by your side, or simply to replace your lost earnings from being out of work.
You choose the benefit amount when you enroll.
This coverage is Guaranteed Issue! No health questions or physical exams are required.
Covered Illnesses
- Heart Attack
- Cancer
- Stroke
- Major Organ Failure
- Coronary Artery Condition Requiring Bypass Surgery
- and more...
Plan Features
- Portable Coverage - You can take your policy with you if you change jobs or retire.
- Family Coverage - Coverage options are available for your spouse and children.
- Health Screening Benefit - You and each covered family member will receive an annual cash benefit of $50 for completion of one covered health assessment. Examples include electrocardiograms, mammograms, colonoscopies, Pap smears, and skin cancer screenings.
See the product brochure, certificate of coverage and any applicable riders for a complete list of covered conditions, along with complete provisions, exclusions and limitations.
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable.
