Your pet needs regular veterinary care to stay healthy. Pet Insurance reimburses eligible veterinary expenses relating to accidents, illnesses, and injuries for dogs, cats, birds, and several exotic pets. Optional wellness protection coverage is also available for routine preventive exams and services. Premium is based on the age, species, and breed of your pet. Coverage includes the option to use your preferred vet and 24/7 access to a vet helpline. This premium will be billed directly to you; it will not be payroll deducted.