You can protect yourself from the unexpected costs of a serious illness.
Critical Illness Insurance pays a lump sum benefit directly to you if you are diagnosed with a covered illness that meets the plan criteria. The benefit is paid in addition to any other insurance coverage you may have.
Examples of Covered Illnesses
- Heart attack
- Stroke
- Cancer
Use This Benefit Any Way You Choose
- Pay for deductibles and coinsurance
- Replace earnings from being out of work
Coverage Amounts
If you are enrolled in the HSA Plan:
- A coverage amount of $5,000 is automatically provided to you.
- You also have the option to purchase a higher level of coverage.
If you are electing coverage on a voluntary basis, the following benefit amounts are available:
- Employee: $10,000 – $30,000
- Spouse: Automatically covered at 50% of your coverage level at no additional cost
- Children: Automatically covered at 25% of your coverage level
These policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable.
