The Amedisys Retirement Savings Plan

Step 1 - Set up your account access.

Go to benefits.ml.com and select the Create your User ID Now link. Follow the prompts to get started.

Step 2 -Choose how much to save.

Select the Enroll Now or Change Contribution Rate link. You can save up to 75 percent of your pay as pretax and/or Roth contributions, up to these projected IRS annual limits:

• Under age 50: $23,500
• Age 50 - 59: $23,500 + $7,500 catch-up
• Age 60 - 63: $23,500 + $11,250 catch-up
• Age 64+: $23,500 + $7,500 catch-up

Step 3 - Claim the full matching contributions.

Try to save at least 6 percent, so you get the full amount of retirement match money from Amedisys. Matching contributions are deposited to your account after each calendar quarter.

Step 4 - Choose how to invest your savings.

We offer a variety of investment options, including low-cost target retirement date funds that automatically adjust your investments as you get closer to age 65.

Step 5 - Rest assured—you are always 100 percent vested in your own contributions.

Vesting in Amedisys contributions occurs over a five-year period, starting at 25 percent after two years and reaching 100 percent after five years.