401k Retirement

The Amedisys Retirement Savings Plan

We make it easy to start saving with a 401(k) and company matching contributions!

All team members are eligible, so get started now with these five steps

Step 1 - Set up your account access.

Go to benefits.ml.com and select the Create your User ID Now link. Follow the prompts to get started.

Step 2 -Choose how much to save.

Select the Enroll Now or Change Contribution Rate link. You can save up to 75 percent of your pay as pretax and/or Roth contributions, up to these projected IRS annual limits:

  • Under age 50: $23,000
  • Age 50+: $23,000 + $7,500 catch-up

Step 3 - Claim the full matching contributions.

Try to save at least 6 percent, so you get the full amount of retirement match money from Amedisys. Matching contributions are deposited to your account after each calendar quarter.

Step 4 - Choose how to invest your savings.

We offer a variety of investment options, including low-cost target retirement date funds that automatically adjust your investments as you get closer to age 65.

Step 5 - Rest assured—you are always 100 percent vested in your own contributions.

Vesting in Amedisys contributions occurs over a five-year period, starting at 25 percent after two years and reaching 100 percent after five years.

Manage your money

Checking your account balance, changing your contributions and selecting investment options is easy. Visit benefits.ml.com, download the Benefits OnLine app, or call Merrill at 800-228-4015.

Go online to :
  • Change your contribution rate
  • Choose how to invest your contributions
  • Name your account beneficiary

Three ways to learn more about money

We want you to be empowered when it comes to financial wellness. Use these resources to learn, grow and stretch your savings to meet your financial goals.

  1. Education center: Learn from a variety of resources that can help you build a firmer foundation for your financial life.
  2. Better Money Habits®: When it comes to your money, a little knowledge can go a long way. Choose a topic and start exploring
  3. 401(k) account access guide: Benefits OnLine is your main resource for managing and monitoring your 401(k) account online. Use this account access guide to help navigate the site.