If you are admitted into a hospital, it doesn’t take long for the out-of-pocket costs to add up. Hospital Indemnity Insurance pays benefits directly to you if you are admitted into a hospital for care or childbirth. Benefits are paid even if you have other coverage.
You receive a benefit as soon as you are admitted and then an additional benefit based on the number of days you are confined to the hospital. The benefit increases if you are admitted and confined to an intensive care unit or inpatient rehabilitation.
NOTE: You can contribute to a Health Savings Account if you elect Hospital Indemnity Insurance.
Employee must purchase coverage for themselves in order to purchase spouse or child coverage. Employees must be legally authorized to work in the United States and actively working at a U.S. location to receive coverage
Please refer to the certificate for complete definitions about these covered conditions. Coverage may vary by state. See exclusions and limitations. This plan has a childbirth limitation. See disclosures for more information. If enrolling, and eligible for Medicare (age 65+; or disabled) the Guide to Health Insurance for People with Medicare is available here.
- Bi-weekly Rates: $6.51
- Bi-weekly Rates: $11.64
- Bi-weekly Rates: $8.42
- Bi-weekly Rates: $13.56
When you submit claim/leave on the Total Leave Employee Portal Unum will automatically search for additional coverage such as Accident, Critical Illness or Hospital that you may have. If coverage is found a claim will be set up for you.