Accident Insurance
Accident Insurance is designed to help covered participants meet the out-of-pocket expenses and extra bills that can follow an accidental injury, whether minor or catastrophic. Indemnity lump sum benefits are paid directly to the participant based on the amount of coverage listed in the schedule of benefits. The accident base plan is guaranteed issue, so no health questions are required.
Examples of Covered Treatments & Services Include:
- Burns
- Broken Bones
- Lacerations (stitches)
- Emergency Dental Work
Additional Benefit Highlights
- Sickness Hospital Confinement Benefit
- Portability – you own the policy so you can keep it even if you leave the company or retire
- Dependent Coverage – cover yourself, your spouse, or your child(ren)
- Convenient payroll deduction
Regular full-time team members can enroll in the Accident plan within 30 days from their date of hire and during an annual enrollment period.
Note: Team member must be covered to purchase spouse and/or child(ren) coverage.
For more details on benefit coverage and cost, refer to the Unum flyer.
(800) 635-5597
For details on the monthly voluntary insurance rates click here.
If you have questions regarding the enrollment process, or for questions regarding your specific benefits, contact a Benefits Advocate at (877) 536-8693 or pdsbenefits@aon.com, M-F 6:00 am to 4:00 pm PT.
Important Notice: This site provides information about the benefits and coverages that are available across the benefit plans maintained by PDS Health (“PDS®”) and by its PDS Supported Entities. This site applies to all team members. The term “team member” in this site refers to you, whether your employer is PDS® or a PDS Supported Entity. When the term “plan” or “Plan” is used in this site, it refers to the benefit plans that each employer makes available to its team members.
This site provides a general description of your employer’s benefits, and it serves as a summary of material modifications to the ERISA-required Summary Plan Descriptions applicable to these benefits (e.g., benefit booklet or evidence of coverage). This site does not describe all terms and conditions that may apply to your benefits. Details, including terms, limitations, and other conditions are provided in the ERISA plan document. If the information in this site differs from the ERISA plan document or Summary Plan Descriptions, then the ERISA plan document and Summary Plan Descriptions should prevail, as applicable.