Disability
Voluntary Short Term Disability (STD)
This plan pays a percentage of your salary if you become temporarily disabled, meaning that you are not able to work for a short period of time due to sickness or injury. Benefits may begin on the first day of an accident or on the eighth day of a sickness. Benefits are payable for up to 16 weeks.
Regular full-time team members are eligible to enroll in the voluntary short-term disability plan. Under the STD plan, you can receive 70% of weekly earnings to a maximum of $2,000 per week if you become disabled. Benefit payments are reduced by deductible sources of income such as sick pay, vacation or state disability earnings.
All team members will be auto-enrolled in this plan and you must opt out to waive this benefit.
You can enroll in the Voluntary Short Term Disability plan within 30 days of your new hire benefits eligibility date, during an annual enrollment period, or at any time during the plan year other than an annual enrollment period.
During your initial eligibility, you are guaranteed enrollment into the plan. If you apply for coverage during an annual enrollment period or at any other time during the plan year, an approval process will apply.
Voluntary Long Term Disability (LTD)
The LTD plan picks up where short-term disability (STD) leaves off. Once your STD benefits expire, the long-term disability plan replaces 60% of your income during an extended period of a disabling illness or injury. By providing a steady stream of income while you are unable to work, LTD insurance can help you meet your financial obligations.
Regular full-time team members can enroll in the Voluntary Long Term Disability plan within 30 days of your new hire benefits eligibility date, during an annual enrollment period, or at any time during the plan year other than an annual enrollment period. During your initial eligibility, you are guaranteed enrollment into the Voluntary Long Term Disability plan. If you apply for coverage during an annual enrollment period or at any time during the plan year, an approval process will apply.
For more details on the disability insurance rates please visit PDSConnect.
(800) 362-4462
If you have questions regarding the enrollment process, or for questions regarding your specific benefits, contact a Benefits Advocate at (877) 536-8693 or pdsbenefits@aon.com, M-F 6:00 am to 4:00 pm PT.
Important Notice: This site provides information about the benefits and coverages that are available across the benefit plans maintained by PDS Health (“PDS®”) and by its PDS Supported Entities. This site applies to all team members. The term “team member” in this site refers to you, whether your employer is PDS® or a PDS Supported Entity. When the term “plan” or “Plan” is used in this site, it refers to the benefit plans that each employer makes available to its team members.
This site provides a general description of your employer’s benefits, and it serves as a summary of material modifications to the ERISA-required Summary Plan Descriptions applicable to these benefits (e.g., benefit booklet or evidence of coverage). This site does not describe all terms and conditions that may apply to your benefits. Details, including terms, limitations, and other conditions are provided in the ERISA plan document. If the information in this site differs from the ERISA plan document or Summary Plan Descriptions, then the ERISA plan document and Summary Plan Descriptions should prevail, as applicable.